Your Acupuncture treatment in Cambridge or Norwich may be covered by Private Health Insurance. This page provides general information about Acupuncture on health insurance, including AXA/PPP, Medicash, Simplyhealth and more.

Read below information about Acupuncture on Private Health Insurance. This page details common types of policies which include Acupuncture treatment, list of registered insurers which include Acupuncture treatment and how to claim Acupuncture on your Private Health Insurance.

About the Acupuncture service

Hi, I'm Alan

Acupuncturist, Manual Therapist, Herbalist

I am an Acupuncturist practising in Cambridge, Norwich, and providing home visit treatment in the surrounding areas. I am a member of the British Acupuncture Council, accredited by the Professional Standards Authority of Health and Social Care, and Healthcode-registered, allowing Acupuncture treatment to be funded by most private health insurers with eligible policies.

About the Acupuncture service

About Health Insurance

Acupuncture on healthcare insurance

Your eligibility for Acupuncture treatment on Private Health Insurance (PHI) will depend on your plan, your personal coverage and your insurer.

Your plan Your plan will affect your basic eligibility for Acupuncture treatment on Private Health Insurance. Plan categories include types of plan and the group specified.

Your coverage Your policy and personal circumstances will affect your eligibility for Acupuncture treatment for your purpose of treatment. Your policy will depend on what you agreed with your insurer and your personal circumstances will be based on your health need and health history.

Your insurer Eligible insurers are listed below, subject to your plan and your personal coverage.

Your Plan

Types of plans in Private Health Insurance
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Health Insurance

Typical Health Insurance plans will cover treatment as necessary for your health needs. Treatments funded will depend on your personal coverage and will require pre-authorisation or GP referral. Ask your insurer if you will be covered for Acupuncture treatment before you start a course of treatment. Your insurer may also require access to the healthcare records from your Acupuncture treatment, and please note that I will not share any of your health information with an insurer without your agreement.
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Health Cash Plans

Typical Health Cash Plans will provide allowances for various aspects of healthcare and maintenance of general wellbeing. Treatments funded will not usually require authorisation and you will usually be able to self-refer. Nevertheless, do check with your insurer that you will be covered for Acupuncture treatment before you start a course of treatment as conditions may still apply. You will typically pay out of pocket for this type of coverage and your insurer will reimburse you for the cost of treatment, capped to your personal allowance for the relevant category.
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Adjunctive cover

You may be eligible for Acupuncture treatment through a claim in another type of insurance. Numerous insurance policies include some healthcare coverage, including car insurance, travel insurance and self-employment insurance. A common example is Acupuncture for whiplash injury through a car insurance claim.

Your Plan

Groups specified for your Private Health Insurance
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Individual Plan

Individual plans are the most personalised. Acupuncture is available on many individual Private Health Insurance plans but only if you included Acupuncture when you agreed your personal coverage with your Insurer at the time you took out your policy. You may also need a GP referral. First, check your policy if Acupuncture is included.
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Family plan

Family health insurance plans are also personalised. Acupuncture is available on many family Private Health Insurance plans but only if the policy holder included Acupuncture when they agreed the coverage with the Insurer at the time they took out your policy. You may also need a GP referral. First, check your policy if Acupuncture is included.
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Workplace plan

Workplace plans are the most inclusive. Acupuncture is available on many workplace Private Health Insurance plans with fewer specifics, and you will usually be able to self-refer. You will usually find Acupuncture in a list of eligible treatment types. First, check your policy if Acupuncture is included.

Your Coverage

General coverage for Private Health Insurance
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Acute conditions

Acupuncture treatment for acute conditions are the most likely to be eligible for funding on your Private Health Insurance where appropriate. Check with your insurer if you are eligible for Acupuncture treatment in your case.
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Chronic Conditions

While chronic conditions are usually excluded from Private Health Insurance, you may be eligible for Acupuncture treatment for acute issues related to a chronic condition. Check with your insurer if you are eligible for Acupuncture treatment in your case.
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Pre-Existing Conditions

Pre-existing conditions are generally excluded from private health insurance, though there may be exceptions for conditions, typically including conditions which haven't been treated for 5 years. Check with your insurer if you are eligible for Acupuncture treatment in your case.

Your Coverage

Your personal coverage on Private Health Insurance
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Pre-Authorisation

Where you have a Health Insurance policy, you will usually need pre-authorisation for each treatment you are considering in your care. Insurers typically provide coverage for 6-12 sessions of Acupuncture treatment. Check with your insurer if you are eligible for Acupuncture treatment in your case, including your level of coverage for a course of treatment.
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GP Referral

Where you have a Health Insurance policy, you may need a referral from a GP or Specialist Doctor for Acupuncture treatment. Contact us if you need me to make a direct request to your Doctor by letter. Your insurer will still specify your level of coverage, typically for 6-12 sessions of Acupuncture treatment so do check your level of coverage for a course of treatment.
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Practitioner Eligibility

While I do maintain relevant registrations and endeavour to keep on top of changes to insurance coverage, please do confirm with your insurer directly that you will be able to access Acupuncture treatment specifically with myself. The key qualification to mention is membership of the British Acupuncture Council, this is a PSA-Accredited Register, and where applicable to the insurer that I am registered with Healthcode. For Health Insurance, the insurers listed below specifically include the insurers with which I am registered (subject to changes, you should be able to access treatment without issue). For Health Cash Plans, those listed include insurers which specify practitioners to be registered with the British Acupuncture Council (subject to changes, you should also be able to access treatment without issue).

Your Insurer

Private Health Insurance registration and eligible Health Plans
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Registered Private Health Insurers

Aviva Healthcare (with GP referral), AXA/PPP Healthcare, Birmingham Hospital Saturday Fund, General & Medical Healthcare (with GP referral), National Friendly, The Exeter (with GP referral), Vitality Health (with GP referral), Westfield Health (with GP referral), WPA (with GP referral)
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Eligible Cash Plans

Benenden Health, Birmingham Hospital Saturday Fund, Bupa, Health Shield, HSF Health Plan, Medicash, National Friendly, Simplyhealth, Sovereign Health Care, WHA Healthcare, WPA

Key Takeaways (TL;DR)

Claiming for Acupuncture treatment on your Private Health Insurance

Your eligibility for Acupuncture treatment will depend on your plan, your personal policy coverage and your insurer. You can continue Acupuncture treatment out of pocket once your coverage or personal allowance is exceeded.

Health insurance You will typically need pre-authorisation for Acupuncture treatment, your level of coverage will be specified by the insurer and you may need a GP referral, and you should confirm the practitioner eligibility. For this type of coverage, you must be agree these with your insurer before you start Acupuncture treatment.

Health plan You won't typically need pre-authorisation for Acupuncture treatement but you should still confirm practitioner eligibility. You will typically pay out of pocket and you will be reimbursed later by your insurer, capped to your personal allowance for the relevant category. Do remember to ask for receipts for your Acupuncture treatment.

​​for a healthier world